Personal Loan Calculator
Trust us with your personal loan eligibility check, because it’s been designed with you in mind.
Use our personal loan calculator to see how much your loan could cost.
Rates and amounts shown on our calculator are only an indication and are not guaranteed. To check your eligibility for a personal loan, click on the check eligibility button. Our eligibility check won't harm your credit score. Please note that credit is subject to status and the percentage APR rate you will be offered is dependent on your personal circumstances.
Our calculator gives you examples for unsecured personal loans, from £2,000 to £35,000 over a loan term of 12 to 84 months.
If you are interested in a secured loan (a loan secured against your home), head over to our secured loans page.
It's important to carefully consider the type of loan that best suits your needs as well as a term and amount that is suitable and affordable.
V12 Personal Finance is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan. V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere.
V12 Personal Finance does not give you any recommendation or advice. V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with.
V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product, loan amount or APR. Loan offers (if available) are shown in this order: unsecured loans followed by secured loans, ranked by the closest matched loan amount, term and lowest APR respectively. Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.
Credit is subject to status. You must be UK resident aged 18 and over, with a regular provable income. If you are a homeowner, V12 Personal Finance may provide you with details of loans secured against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
To make things easier, we'll share the information (including your personal details) that you confirm and provided during this eligibility check with our panel of lenders or brokers. We do this so that they can provide you with a quote for the loan you have requested and to save you from having to tell them again. Details of our panel can be found here.
You can read more about how we use your personal data in our privacy statement.