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Welcome to V12 Personal Finance

V12 Personal Finance is part of V12 Retail Finance, it's the part that looks after your retail loan and has been created with you in mind.

V12 Retail Finance has been providing finance on behalf of retailers for over 20 years, and is the UK leading specialist provider of retail finance. We pride ourselves on our customer service, with all our customer service staff, including our call centre, based in Cardiff.

How can we help?

At V12 Personal Finance, we arrange and manage your retail loan. If you have any questions about your loan, or if you require assistance with any payment issues, we're here to help. Simply call us on 02920 468900, or e-mail

Finance. Pure and Simple.